Kotak811– Instant Saving A/c 18.0.0

Open your online zero balance savings account with Kotak 811 instantly!

Welcome to Kotak 811's instant online savings bank account opening app where you can open an online savings bank account in just 2 minutes*. Once you complete the account opening process, you can start using online banking immediately on the Kotak Mobile banking app.

The Kotak 811 instant savings account app uses advanced technology to ensure secure and easy banking on your phone.

With the Kotak 811 online savings account, you can enjoy the following features:

• Zero balance account

With the Kotak 811 zero balance savings account, you can utilize your savings balance without worrying about non-maintenance charges.

• Up to 7%* p.a. interest on savings account with ActivMoney

The Kotak 811 zero balance savings account offers an FD-like interest rate of up to 7%* p.a. on your savings with their ActivMoney feature. This is a great option for those who are just starting to manage their finances.

• Transfer funds easily using a mobile number 💸

Save time and effort with the Kotak 811 online savings account's easy fund transfer feature. You can instantly pay a beneficiary in your contact list using just their mobile number, without any paperwork.

• Use KayMall for booking tickets via Goibibo and shopping via Flipkart

With the Kotak 811 savings bank account, you can access KayMall, Kotak Mahindra Bank's one-stop online mall for all your shopping and travel needs. It offers quick and convenient transactions.

• BillPay for mobile recharges, DTH payments, and other bills

Paying your mobile, DTH, and other bills is instant, safe, and easy with the Kotak 811 online savings bank account. The BillPay feature is secure and can be used anytime and anywhere.

• FASTag recharge

With the Kotak 811 online savings account, you can easily and quickly recharge your FASTag.

• Virtual Debit Card and 811 #DreamDifferent Credit Card

With Kotak 811's online savings bank account, you can instantly get a free Virtual Debit Card and enjoy online shopping. You can also apply for an 811 #DreamDifferent Credit Card with no paperwork, no credit score requirement, no joining fee, and no annual fee. By using the card, you can earn 2 reward points on online spending.

And much more.

What if you already have a Kotak bank account?

If you are already a Kotak Mahindra Bank member, you can directly download and use our main Kotak Mobile Banking app to enjoy the benefits of online banking.

Why should you open your account via the Kotak 811 app?

The benefits of opening your Kotak 811 account via the instant account opening app are:

• Easy account opening process with no paperwork
• The convenience of opening an account anywhere using your phone with just a few clicks
• Access to a free virtual debit card (Debit Card details are provided in-app for online transactions)

While opening an online savings bank account on the Kotak 811 app, you will only need the following two documents:

• Aadhaar card*
• PAN card

Bank smartly with Kotak Mahindra Bank's online zero balance savings account. Download the Kotak 811 – Instant Savings A/c app today!

To ensure the smooth functionality of our app, Kotak Bank requires the following permissions:

• Access to Phone
• Access to Internet, Network, and Wi-Fi

Our banking app is securely encrypted. Rest assured, your data is safe with us. Kotak Mahindra Bank does not share any information with a third party without your consent or initiation.

*Effective June 13, 2022, daily balances in Savings Accounts above Rs.50 Lakhs will earn 4% interest p.a. Daily balance in Savings Accounts up to Rs.50 Lakhs will continue to earn 3.50% interest p.a. These interest rates are applicable for Resident Accounts only. The interest rates are subject to change. Visit www.kotak.com for the latest information on interest rates.

*Providing Aadhaar is voluntary.